About us
A bank that behaves like it wants your business
NexaCapital was started by people who had spent a decade inside traditional banks and were tired of explaining why a transfer takes three days. We built the bank we wanted to use.
Why we exist
Banking got complicated for the wrong reasons. Fees that only show up on a statement. Transfers that vanish for days with no way to check. Support queues designed to make you give up.
We think a bank has exactly two jobs: keep your money safe, and get out of your way. Everything we have built — instant internal transfers, card controls you operate yourself, a dashboard that shows where the money actually went — comes from taking those two jobs seriously.
We are regulated, insured, and audited. We are also small enough that a real person reads your support ticket.
310K+
Customers
$4.2B
Held on deposit
140+
Countries served
4.8/5
Customer rating
What we hold to
Four things we will not trade away for a better quarter.
Price it honestly
Every fee is shown before you confirm, never after. No teaser rates that quietly expire, no charges buried on page nine of a PDF.
Security is not a tier
Two-factor authentication, transfer PINs, device alerts and fraud monitoring come with every account. We do not charge extra to keep you safe.
Answer the phone
Support runs 24/7 and every ticket gets a named agent. If something goes wrong with your money, you should be able to reach a person.
Money should travel
Sending money across a border shouldn't cost more than a nice dinner or take three days. We built our own rails so it doesn't.
How we got here
- 19
2019
Founded in New York with a banking-as-a-service licence and eleven people.
- 21
2021
Crossed $500M in customer deposits and opened our London office.
- 23
2023
Launched international transfers across 140 countries and the business platform.
- 25
2025
310,000 customers, $4.2B on deposit, and SOC 2 Type II certification.
Come and bank with us
Two minutes to open an account, no minimum deposit, and no monthly fee.